Attracting and retaining great employees is one of the biggest challenges Florida small businesses face today. Wages matter, work culture matters, but benefits often make the difference when an employee decides whether to stay or go. At the top of that benefits list is health insurance. For many small employers, offering health coverage can feel

Choosing health insurance during Open Enrollment is only half the battle. The other half is knowing how to actually use your Florida Blue plan once January hits. Whether you have coverage on your own through the Marketplace or you get it through a small employer, this guide will walk you through the practical steps that

Posted by Jane Moerlie, Owner of Florida Insurance Boutique As we wrap up another year here at Florida Insurance Boutique, I wanted to reflect on the conversations I’ve had with clients across the Sunshine State. Health insurance can be a complex topic, especially with ongoing changes in regulations, coverage options, and costs. In 2025, we

Welcome to the Florida Insurance Boutique blog, where we keep you informed about essential insurance matters affecting your well-being and financial health. Today, we’re diving into a critical topic that affects many individuals and families who benefit from health insurance subsidies through the Health Insurance Marketplace—filing your tax returns annually. Understanding Health Insurance Subsidies When

Hello, Florida friends! Jane Moerlie here from Florida Insurance Boutique, ready to demystify COBRA insurance and show you how it can smoothly transition you from workplace health insurance to ACA coverage. Let’s dive in with confidence! What is COBRA Insurance? COBRA, which stands for the Consolidated Omnibus Budget Reconciliation Act, is a federal law that

Navigating health insurance can feel like solving a puzzle—but it doesn’t have to! At Florida Insurance Boutique, we’re here to simplify the process, so you can focus on what matters most: your health and peace of mind. Why Health Insurance Matters Health insurance isn’t just about emergencies—it’s your safety net for routine care, prescriptions, and